Affordability Calculator

Find out how much home you can afford based on your income and expenses.

Affordability Calculator

Find out how much home loan you may qualify for

Your Income
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R
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Bond Details
%
yrs

Important NoticeEstimates only. Based on SA bank guideline of 30% of gross income and current prime rate. Actual qualification depends on your full credit profile. Consult a registered bond originator. ArkStar Real Estate — Powered by Mandated Property Group (Pty) Ltd. Registered with the PPRA.

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Affordability Breakdown
Total Gross IncomeR 0
Existing DebtR 0
Max Repayment (30%)R 0
Available for BondR 0
Interest Rate0%
Loan Term0 yrs
Total RepayableR 0
Total InterestR 0
Estimated QualificationR 0
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Qualification
R 0

Bond Repayment Calculator

Calculate your monthly repayment and total interest over your loan term.

Bond Repayment Calculator

Calculate your monthly bond repayment and total cost

Property Details
R
R
Bond Details
%
yrs

Important NoticeEstimates only. Does not include insurance, levies or rates. Actual repayment may differ based on lender and credit profile. ArkStar Real Estate — Powered by Mandated Property Group (Pty) Ltd. Registered with the PPRA.

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Repayment Breakdown
Purchase PriceR 0
DepositR 0
Loan AmountR 0
Interest Rate0%
Loan Term0 yrs
Total RepayableR 0
Total InterestR 0
Monthly RepaymentR 0
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Monthly Repayment
R 0

Bond & Transfer Cost Calculator

Know the full cost of buying — transfer duty, attorney fees, and disbursements — before you sign.

Bond & Transfer Cost Calculator

Estimate all upfront costs when buying property in South Africa

Property Details
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Important NoticeAll fees include VAT at 15%. Based on 2025 SARS transfer duty tables, standard Law Society conveyancing tariffs, and current deeds office fees. First-time buyers qualify for transfer duty exemption on properties up to R1,100,000. Figures are estimates — consult a conveyancing attorney for a formal quote. ArkStar Real Estate — Powered by Mandated Property Group (Pty) Ltd. Registered with the PPRA.

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Transfer Costs (incl VAT)
Purchase PriceR 0
Transfer DutyR 0
Transfer Attorney FeesR 0
Deeds Office (Transfer)R 0
Postages & PettiesR 0
FICA & SearchesR 0
Rates ClearanceR 0
Electronic FeeR 0
Bond Registration Costs (incl VAT)
Bond Attorney FeesR 0
Deeds Office (Bond)R 0
Postages & PettiesR 0
FICA & SearchesR 0
Electronic FeeR 0
Bank Initiation FeeR 0
Total Upfront CostsR 0
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Total Upfront Costs
R 0